Apply for Credit Today!

Step 1: Apply for Credit – The fast, paperless, application process can take less than 90 seconds to complete.
Step 2: Get Approved – 85% of credit decisions are made instantly. Most other credit decisions are made within fifteen minutes.
Step 3: Get Funded – If approved, you are immediately presented with an account # and loan agreement. You pay Cummings Plumbing Heating and Cooling using the account # and we process the payment just like a credit card. No certificate of completion or paperwork is required for funding.

*Disclaimer: Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid before the expiration of the promotional period. Financing for GreenSky® consumer loan programs is provided by federally insured, federal and state chartered financial institutions without regard to age, race, color, religion, national origin, gender or familial status.

You are applying for credit with GreenSky, not Cummings Plumbing Heating and Cooling. This information is only provided for your convenience. Although we work with GreenSky to provide financing options to our customers, we are not affiliated with them. If you have a specific question about your loan, payments, or a product/service they offer, please reach out to them directly. They will be the best person to answer your question. The best that we would be able to do is refer you to them since your account information is completely confidential and we don’t have access to it.

They may be reached via:

Phone: 1.866.936.0602

Customer Service Hours:
Monday – Saturday 6am – 1am (EST)
Sunday – 8am – 12am (EST)